TERMS AND CONDITIONS

For the purpose of these Terms and Conditions, The term "we", "us", "our" used anywhere on this page shall mean HELLO PROFESSIONALS SERVICES PRIVATE LIMITED, whose registered/operational office is B-32-1643/20/A, LUXMI COLONY, KAILASH NAGAR ROAD, Gehlewal Chowk, Ludhiana Ludhiana PUNJAB 141007 and corporate office is at 89, Rishi Nagar Market, Ludhiana. "you", “your”, "user", “visitor” shall mean any natural or legal person who is visiting our website and/or agreed to purchase from us.
Your use of the website and/or purchase from us are governed by following Terms and Conditions:
• The content of the pages of this website is subject to change without notice.
• Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
• Your use of any information or materials on our website and/or product pages is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through our website and/or product pages meet your specific requirements.
• Our website contains material which is owned by or licensed to us or outsourced from our experts or freelancers. This material includes, but are not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
• All trademarks reproduced in our website which are not the property of, or licensed to, the operator are acknowledged on the website.
• Unauthorized use of information provided by us shall give rise to a claim for damages and/or be a criminal offense.
• From time to time our website may also include links to other websites. These links are provided for your convenience to provide further information.
• You may not create a link to our website from another website or document without HELLO PROFESSIONALS SERVICES PRIVATE LIMITED’s prior written consent.
• Any dispute arising out of use of our website and/or purchase with us and/or any engagement with us is subject to the laws of India .
• We, shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account.
• Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time.
• Membership fee once paid by the customers or any fee paid by the customer for filing any application through help of staff of HPSPL or any one-time fee paid by the customers for availing services of the company (HPSPL) shall not be refunded. Hence, customers are required to read through terms& conditions before paying membership fee or any ither fee for any services. Also company may at any time increase the membership fee or any other fee for other services.
• No staff member or directors shall be held liable for any wrong information or material provided at the website or any information/service provided to any customer through online, by mail or through whatsapp/messgaes.
• Hello professionals services pvt. Ltd (HPSPL) deals in only consultation services in real estate, bank auction properties, OTS with banks/nbfc, Insolvency services, finance services, msme services as mentioned in our services at home page and to invest or not to invest in real estate, insurance policies, business investment is the sole decision of the users/customers and HPSPL shall not be held liable for any loss in investments to the customers or the users. Also, HPSPL or its staff and directors shall not be held liable if loan is not sanctioned to the customers by banks/nbfc or Msme subsidy/Invest Punjab subsidy or start up subsidy is not given to users/customers by the concern Govt. departments for any reason.
• Membership fee to be paid by users/customers for quarterly/half yearly or yearly is only for receiving updates regarding bank auction properties, msme subsidies, Bank loan schemes, Startup updates, real estate new projects update as per list available with the company. For availing services like loan application filing, insurance services, Tax return filing, msme applications, pmegp filing, startup applications, insolvency services, business planning, tax planning etc. customers shall pay fee/charges including gst as determined by Hello Professionals services pvt. Ltd.
• Any dispute will be settled in civil or any other courts falling in the local jurisdiction of the regd. Office of the company.